EFFECTIVE DATE: January 1, 2024

Thanks for your interest in our website at www.fliptreetechnologies.com ("Website"). Visitors to this Website are bound by the following terms and conditions ("Terms") so please read these carefully before continuing to use this site. IF YOU DO NOT AGREE WITH ANY OF THESE TERMS, PLEASE DO NOT USE THIS WEBSITE. If you have any questions about these Terms, please contact terms@fliptreetechnologies.com .

WHO WE ARE

This Website is maintained and operated by FlipTree Technologies (India) Private Limited ("FlipTree", "us", "our" or "we"). In accordance with industry custom, this Website occasionally uses terminology that may be interpreted to suggest that our firm is actually a single entity. However, there is no such single entity and all of the entities that comprise our firm have their own separate legal existence.

1. DISCLAIMER OF WARRANTIES, INACCURACIES OR ERRORS

1. Although FlipTree tries to ensure that all information and recommendations, whether in relation to the products, services, offerings or otherwise ("Information") provided as part of this Website is correct at the time of inclusion on the Website, FlipTree does not guarantee the accuracy of the Information. FlipTree makes no representations or warranties as to the completeness or accuracy of Information.

2. FlipTree makes no commitment to update or correct any Information that appears on the Internet or on this Website.

3. Information is supplied upon the condition that the persons receiving the same will make their own determination as to its suitability for their purposes prior to use or in connection with the making of any decision. No Information on this Website shall constitute an invitation to invest in FlipTree or any affiliates. Any use of this Website or the Information is at your own risk. Neither FlipTree and FlipTree affiliates, nor their officers, employees or agents shall be liable for any loss, damage or expense arising out of any access to, use of, or FlipTree upon, this Website or the Information, or any Website linked to this Website.

4. Nothing contained herein is to be construed as a recommendation to use any product, process, equipment or formulation, in conflict with any patent, or otherwise and FlipTree makes no representation or warranty, express or implied that the use thereof will not infringe any patent, or otherwise.

THIS WEBSITE IS PROVIDED TO YOU ON AN "AS-IS" AND "WHERE-IS" BASIS, WITHOUT ANY WARRANTY. FLIPTREE, FOR ITSELF AND ANY THIRD PARTY PROVIDING MATERIALS, SERVICES, OR CONTENT TO THIS WEBSITE, MAKES NO REPRESENTATIONS OR WARRANTIES, EITHER EXPRESS, IMPLIED, STATUTORY OR OTHERWISE OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF THIRD PARTY RIGHTS, WITH RESPECT TO THE WEBSITE, THE INFORMATION OR ANY PRODUCTS OR SERVICES TO WHICH THE INFORMATION REFERS. FLIPTREE WILL NOT BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DAMAGES OF ANY KIND, INCLUDING BUT NOT LIMITED TO, DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, ARISING FROM OR CONNECTED WITH THE SITE, INCLUDING BUT NOT LIMITED TO, YOUR USE OF THIS SITE OR YOUR INABILITY TO USE THE SITE, EVEN IF FLIPTREE HAS PREVIOUSLY BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

2. FLIPTREE DISCLAIMER

FlipTree Technologies (India) Private Limited have its own separate identities but on this Website, we may sometimes use "FlipTree", "Group", "we" or "us" when we refer to FlipTree Technologies (India) Private Limited companies in general or where no useful purpose is served by identifying any particular FlipTree Technologies (India) Private Limited company.

3. AVAILABILITY

1. FlipTree controls and operates this Website from India and makes no representation that the materials are appropriate or will be available for use in other locations. If you use this Website from outside India, you are entirely responsible for compliance with all applicable local laws.

2. FlipTree has several Websites offering products, services, content and various other functionalities (collectively the "Services") to specific regions worldwide. The Services offered in one region may differ from those in other regions due to availability, local or regional laws, shipment and other considerations. FlipTree does not make any warranty or representation that a user in one region may obtain the Services from the FlipTree site in another region and FlipTree may cancel a user's order or redirect a user to the site for that user's region if a user attempts to order Services offered on a site in another region.

3. Information that FlipTree publishes on the World Wide Web may contain references or cross references to FlipTree products, programs and services that are not announced or available in your country. Such references do not imply that FlipTree intends to announce such products, programs or services in your country.

4. THIRD PARTY INTERACTION AND LINKS TO THIRD PARTY SITES

1. In your use of the Website, you may enter into correspondence with, purchase goods and/or services from, or participate in promotions of advertisers or sponsors of the Website. Unless otherwise stated, any such correspondence, advertisement, purchase or promotion, including the delivery of and the payment for goods and/or services, and any other term, condition, warranty or representation associated with such correspondence, purchase or promotion, is solely between you and the applicable third party. You agree that FlipTree has no liability, obligation or responsibility for any such correspondence, purchase or promotion between you and any such third party.

2. This Website may be linked to other Websites on the World Wide Web that are not under the control of or maintained by FlipTree. Such links do not indicate any responsibility or endorsement on our part for the external Website concerned, its contents or the links displayed on it. These links are provided only as a convenience, in order to help you find relevant Websites, services and/or products that may be of interest to you, quickly and easily. It is your responsibility to decide whether any services and/or products available through any of these Websites are suitable for your purposes. FlipTree is not responsible for the owners or operators of these Websites or for any goods or services they supply or for the content of their Websites and does not give or enter into any conditions, warranties or other Terms or representations in relation to any of these or accept any liability in relation to any of these (including any liability arising out of any claim that the content of any external Website to which this Website includes a link infringes the intellectual property rights of any third party).

5. COPYRIGHTS

1. This Website contains material, including text, graphics and sound, which is protected by copyright and/or other intellectual property rights. All copyright and other intellectual property rights in this material are either owned by FlipTree or have been licensed to FlipTree by the owner(s) of those rights so that it can use this material as part of this Website. FlipTree retains copyright on all Information, including text, graphics and sound and all trademarks displayed on this Website are owned by FlipTree or used under license by FlipTree affiliates.

2. You may:

use and display the materials on your personal computer only for personal use. FlipTree grants you a limited, personal, non-exclusive and non-transferable license only for such use.

print copies of the information on this site for your personal use and store the files on your computer for personal use.

3. You may not:

copy (whether by printing off onto paper, storing on disk, downloading or in any other way), distribute (including distributing copies), download, display, perform, reproduce, distribute, modify, edit, alter, enhance, broadcast or tamper with in any way or otherwise use any material contained in the Website except as set out under "You may". These restrictions apply in relation to all or part of the material on the Website;

copy and distribute this information on any other server, or modify or re-use text or graphics on this system or another system. No reproduction of any part of the Website may be sold or distributed for commercial gain nor shall it be modified or incorporated in any other work, publication or Website, whether in hard copy or electronic format, including postings to any other Website.

remove any copyright, trademark or other intellectual property notices contained in the original material from any material copied or printed off from the Website; link to this Website; without our express written consent.

6. TRADEMARKS

The FlipTree™ and all products and logos denoted with TM or Ⓡ are trademarks or registered trademarks of FlipTree or its affiliates. FlipTree trademarks may not be used in connection with any product or service that is not a FlipTree product or service.

7. GENERAL TERMS AND CONDITIONS

1. FlipTree does not routinely monitor your postings to the Website but reserves the right to do so. However, in our efforts to promote good citizenship within the Internet community, if FlipTree becomes aware of inappropriate use of the Website or any of its Services, FlipTree will respond in any way that, in its sole discretion, FlipTree deems appropriate. You acknowledge that FlipTree will have the right to report to law enforcement authorities any actions that may be considered illegal, as well as any information it receives of such illegal conduct. When requested, FlipTree will cooperate fully with law enforcement agencies in any investigation of alleged illegal activity on the Internet.

2. Unauthorized use of any materials contained on this Website may violate copyright laws, trademark laws, the laws of privacy and publicity, certain communications statutes and regulations and other applicable laws and regulations. As such, you shall indemnify and hold FlipTree and its officers, directors, employees, affiliates, agents, licensors, and business partners harmless from and against any and all loss, costs, damages, liabilities, and expenses (including attorneys' fees) incurred in relation to, arising from, or for the purpose of avoiding, any claim or demand from a third party that your use of the Website or the use of the Website by any person using your user name and/or password (including without limitation your participation in the posting areas) violates any applicable law or regulation, or the rights of any third party.

3. FlipTree reserves the right to terminate access to this Website at any time and without notice. Further, this limited license terminates automatically, without notice to you, if you breach any of these Terms. Upon termination, you must immediately destroy any downloaded and printed materials.

4. These Terms are current as of the Effective Date set forth above. FlipTree may, in its sole and absolute discretion, change these Terms at any time to the extent permitted by law. FlipTree will post its updated Terms on the Website, and update the Terms Effective Date. FlipTree encourages you to review these Terms regularly for any changes. FlipTree may also make improvements or changes in the products, services, or programs described on this site at any time without notice. Your continued access to or use of the Website after such posting will constitute your acceptance of such changes. IF YOU DO NOT AGREE, YOU MAY NOT ACCESS OR USE THE WEBSITE.

5. FlipTree may change the format and content of this Website at any time.

6. FlipTree may suspend the operation of this Website for support or maintenance work, in order to update the content or for any other reason.

7. Personal details provided to FlipTree through this Website will only be used in accordance with our privacy policy ("Privacy Policy"). Please read this carefully before going on. By providing your personal details to us you are consenting to its use in accordance with our Privacy Policy.

8. If you have a question or complaint, please contact us at terms@fliptreetechnologies.com .

9. FlipTree reserves all other rights.

8. FEEDBACK OR CONCERN

For feedback or concern, if any, you may contact our Grievance Officer Mr. Shanu V Shaji by sending an email to grievance@fliptreetechnologies.com.

9. APPLICABLE LAW AND JURISDICTION

These Terms and Conditions are governed by and to be interpreted in accordance with the laws of India, without regard to the choice or conflicts of law provisions of any jurisdiction. You agree, in the event of any dispute arising in relation to these Terms or any dispute arising in relation to the Website whether in contract or tort or otherwise, to submit to the exclusive jurisdiction of the courts located at Ernakulam, Kerala, India for the resolution of all such disputes.